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What happens if the patient becomes unwell during the programme

Ask before you travel: which hospital, at whose cost, and what happens to the unused days.

Reading time
1 min
Written by
Romatem International editorial team
Last updated

Rehabilitation patients sometimes become acutely unwell — an infection, a fall, a cardiac event. The clinical answer is routine; the commercial answer is what varies between providers, and it is rarely on the website.

The three questions

Which hospital does the patient go to, and how far is it? Who pays for that admission? And what happens to the rehabilitation days that are lost — are they held, refunded, or forfeited?

Ask all three before booking and ask for the answers in writing. They are ordinary questions and a provider who is uncomfortable with them has told you something.

Insurance and cover

Travel insurance frequently excludes treatment that was the purpose of the journey, and separately excludes pre-existing conditions. Both exclusions are common and both surprise people at the worst moment.

Read the policy for those two clauses specifically, and if the cover is unclear, ask the insurer in writing before travelling rather than the provider.

Interrupted programmes

A programme interrupted by illness is usually resumed rather than abandoned, but the arithmetic of the stay changes: accommodation, flights and companion arrangements all move.

Knowing in advance who bears which part of that makes an unpleasant week considerably less frightening.

Where to next

Talk to someone before you decide

Four ways to reach the international office, depending on where you are. Nothing here commits you to treatment — a second opinion, a video consultation and a written plan are all free, and you can start with a question.